a medal. melissa: a gold medal. >> upper-class british. melissa: david just maligned entire country. ending on that note. thank you to both of you. that's all the "money" we have. we will see you back tomorrow. here comes gerri willis. ♪ gerri: tonight, what gender gap? run the race is president obama's lead among women with 12 days to go. hour countdown continues. and can we just the impression we're being given by our government? more jobs numbers and more questions than answers. i'll break down what you should be suspicious. welcome to "the willis report." ♪ gerri: hello, everybody. i'm gerri willis. but the election 12 days away, president obama was out hawking

his new plan to its use the economy. since it is only a 20-page pamphlet it is hard to keep track of. >> my plan. [laughter] i found my plan. here is. gerri: no surprise there. no plan. if it is obama's last-minute ploy to distract voters that he has dropped the ball on the economy. obama can count on one of them and that is his own. the president voting early in his hometown of chicago the first time ever for a sitting president. my next guest is making sure he is not sitting in the white house for long. joining me now, former governor of new hampshire and senior adviser to the romney campaign. good to have you here, governor. appreciate your time. if the stock about the economy. i'm sorry? >> happy thursday. gerri: said the thursday to you as well. let's talk about the economy. i read this plan, and four of the president's top five points are points that governor romney made in his five. plant. it almost picks up the language

verbatim. why should we believe the president is committed to this plan when the economy, we have seen no results. >> well, you should not. he made promises in 2008 the csi kept. he was going to have the deficit and the double that. he increased the debt by about $5 trillion. the key issue for voters today is to look forward. not backward. and we have to understand that it needs the right kind of. if i might have would like to suggest that there was a very important endorsement today by the detroit news. the of the capital of the world in detroit, and they endorsed mitt romney. although they said they preferred the obama bankruptcy bailout plan to run these, they pointed to the future. and they pointed out that what it ditch right needs is somebody in the white house that understands the auto industry and loves it, not somebody who believes in big government. gerri: to that point, governor,

that would tilt gm so build a vote that cannot be sold. we need someone to take three years of the back of industry. gerri: and just going to move and your point about the economy. washington, who did people trust to handle the economy? 52% mitt romney. a lot of people getting on the bandwagon even though the president just released his jobs plan. do you think that the momentum is there. ron the expected to reveal his economic plan again, another economic speech tomorrow. what is he going to say? >> your not going to change his plan. steady all along. certainly unleashing our oil industry and natural gas, energy industry. certainly doing a lot for training people that have set take the jobs of the future and understanding that incentives will allow the private sector to update the incentive and buy the equipment, machinery, and hire the people. frankly, to deal with those fundamental needs that will let

this economy move forward. gerri: you have worked in the white house before and know what the pressures are like. you have seen your share of tough economic times. you know, i have to tell you, mitt romney is making big promises. he was 12 million people hired over the course of his presidency if elected. can he meet those goals? >> sure rican. right now we are only producing about 100,000 jobs a month. to produce 12 million jobs in four years you have to produce 250,000. that can and will be done by mitt romney. this administration should now be producing about 500-700000 jobs if they had just paralleled the kind of recovery that ronald reagan gave the two years after he took office after the tough time in carter,. gerri: well, that was certainly a much more robust recovery. at an even know if you could call what we're going through a recovery are not. the big question on wall street is if you will have another

recession. i want to turn your attention to an interview the president did with the demise register. as secret interview. >> a secret interview. gerri: he did not want to be on the record, surprising. he promised something that people are not talking about today that they should know about. he promised a grand bargain with republicans to tame the national debt. why should we believe that this is going to happen now? >> well, it's not. in that secret interview he put conditions and there that are just unacceptable. this president does not understand how to negotiate, does not understand that the tax code ought to be used to raise revenue, not to punish and does not understand that significant cuts have to be made in entitlements and in that secret interview the one he did not want the public to see, he did not really make any constructive suggestions as to how that grand bargain would take place. gerri: and there has not been in the coming together on the left and right at all. certainly the president has not

led any effort to do that. want to turn your attention back to the economy for a second because in that interview with the the more and register the president said that mitch mcconnell was what was standing in his way getting what he wanted. he is imposing an ironclad filibuster from the first there was an office, and that is not speculation. this is amply reported. he gave a speech saying, my task is to defeat the president. is that the problem for the president? mitch mcconnell? >> but the president forgot that the speech which he has misquoted did not even take place until may 2010. he had two years of controlling the house in the senate, and he failed to do anything. contrast that with mitt romney coming in with 87 percent democrats in the massachusetts house and senate and getting them to support a package that turned massachusetts from a deficit budget to a surplus.3 this president does not know that bipartisanship starts at the top and ends at the top. it is the top that has to

produce bipartisanship. and he wants congress to come walking in a bipartisan lee, if that is such a word, without having to do any hard work and self. the president must lead. put a package together for the president that requires progress and support. gerri: i think this is an important issue in this campaign just the deterioration in the way these to kendis talk to each other, particularly the president. i can't even say what he called on romney. it was basically saying if he told a lot of lies in its starts with bold. phil in the blank in your head. >> of class. gerri: why is this so in the mud? why -- what is going on and he blamed? >> go back to the last bullet -- debate. if any of romney's friends have criticism it was that he was too much of a gentleman in the last debate. the analysis of the president usually encloses the word starkey. this president started with a class warfare agenda to destroy

mitt romney. i constantly refer to the august 2011 article in which ben smith put it in politico after interviewing the obama people on the strategy. it was called killed romney. the attitude and language and approach has been so negative that the poison the well boehner gerri: well, chicago style, i think. thank you for coming on. in absolute pleasure. come back again. >> any time. gerri: good to hear. coming up, our countdown to election day continues as a new poll suggests mitt romney has erased president obama's advantage among women. wait until you hear the president's reaction to that. stay with us.

gerri: what gender gap? mitt romney erasing the president's double-digit lead with women voters. according to a new poll obama

has been left to make this3 pledge to women on the campaign trail today. >> of think any male politician should be making health care deccsions for women. [applause] i don't think your boss or your insurance company should be making those decisions for you either. gerri: with more on this, two men, editor in chief and a democratic strategist and fox news contributor. it is a conversation everybody should have. to you first to get your response to what the president said. should men be involved in deciding what happens with women and health care in this country? >> well, as a matter of fact, i don't think they should, but i don't think the government should be either. the idea that we will force insurers to do one thing or another or make employers cover health insurance is problematic to begin with. i think obama made a major miscalculation by thinking that women go with related parts as a block of his actually talked about. gerri: oh, my gosh.

>> according to gallup only one of six voters in the country demands that the people they vote for a share the same views on abortion, which is the cut, you know, that is what we're really talking about here. not very much, and out of those, half of those people are pro-choice and have a pro-life. the vast majority of people, 77 percent of americans, believe abortion should be legal under some circumstances. it is really a non-issue. what people are focused on more and more is the economy. gerri: in a world where they're is a morning after pill why are we still talking about abortion? i feel like it's sort of a dated conversation. let me show you one poll. women voters for romney and obama, 47, seem to be fueling romney's lead in the overall poll. >> i think that is right. you alluded to an issue that i think is central here. women are not voting on specific gender-related issues tells care. gerri: lady parts.

>> no. you know what they're doing? voting the way everybody votes which is on the economy, on the quality of life. in bottom-line, what i think governor romney has done is made thh case that all americans, women and men are suffering under the obama policies, and people vote not on contraception or abortion, asman suggested, but on the quality of their life and what they think about the future of. gerri: here have the obama group, a camp, this this this new poll that we just showed you where women were tied no. the president has the lead among women. this is what obama's campaign spokeswoman said. polls come out in the hour. any pulled shows us tonight is not one replacing bets on in vegas. >> well, you know what, i think that they are struggling to figure out what happened to them. i think what happened is with the first presidential debate which is when this wing really became evident on is that romney showed himself to be at least

vaguely presidential. he was not scary, not stupid. this is a terrible economy that obama has inherited and made worse and may a recovery all but impossible. people are looking for any alternative, and i think mitt romney passed a very low bark but tested without knocking in dover, which is that he would not be a complete failure as a president. that is why things are switching around. gerri: and we are seeing a lot of switching around. i want to let talk about this idea about a grand bargain in his the morning interview that we talked a little bit about. take a look at the national debt since obama went into office. up five and a half trillion dollars. he now says he wants to pursue a grand bargain. where have you been for the last four years? >> you and i talked about this. bottom-line the mistake that the president made was not endorsing dole's simpson a year-and-a-half ago or more. bottom line, i don't think the president was willing to go far

enough. i also believe the republicans were not willing to put revenue on the table. for the president to talk about this in the waning days of the campaign when he effectively walked away from the commission he appointed is at least a little bit ironic. gerri: a little bit ironic in that you had all obamacare think. totally ignoring the economy. going to health care at a time that we have millions of people without jobs. what to use a? >> this is a president who has zero credibility. less than most presidents when it comes to pocketbook issues and when it comes to the finances of the federal government. he is a guy that could not force his democratic senate to even produce a budget that they could vote on for the past three years plus. he has no credibility year. the last thing he should be doing is promising that he's going to tighten the purse strings after three or four consecutive years of trillion dollar deficits. no credibility whatsoever. i don't think he is that different than mitt romney. and the like from your obama, but obama has no credibility.

give me another four years. gerri: i want to show you something interesting from the debt when register. to headlines about the two campaigns. the kind of go to the issue of tone that we talk so much about. on one side of the pages says that romney is expressing optimism and on the other side obama sharpest criticism. >> here is what is happening. obama understands that he is sinking in the polls. romney understands he is increasing his position. a candidate who is optimistic is by definition on the increase, and obama has said everything he can say in four years. the only way he can win this election is since it -- in his terms is to attack governor romney. gerri: the last word. >> i agree with that. the shiny new brochure where he lays out the last four years policies, i think he might be cut -- cuts.

gerri: we analyze that document. shocking. four out of the ideas expressed by romney don't understand. fascinating stuff. thank you for coming on tonight. really appreciate it. and if you are fired up about this or any of the issues, right knee and e-mail. gerri@foxbusiness.com. >> coming up on "the willis report" it has been a roller-coaster ride for unemployment claims, but many americans are still out of work. we examine just how challenging our jobs recovery will be next. the golden state faces a political scare tactic just in time for halloween. will california governor jerry brown planned to raise taxes work or will schools lose funding? we find them later. in another big day on wall street as investors once again digester earnings. our expert tells us what this means for your investment. we're on the case next on "the willis report." ♪ i'm a conservative investor.

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gerri: weekly jobless claims fall. the white house says it is evidence the economy is on the rise. can we trust the numbers? and a break it down next.

♪ gerri: details, the matter. as any ceo worth his or her salt. when it comes to deciding whether to invest for hire coming in the data, information, and lots of it. it helps if the date is reliable and accurate. that is exactly what i fear we are not getting thhse days from the bureau of labor statistics. last month jobs report raised eyebrows when the jobs rate plummeted 1078%, and the report revealed a surprising increase of 873,000 jobs, and that is the biggest increase in 30 years. how believable is that.

the last number came from the bureau of labor statistics phone survey, rather than the more reliable establishment survey. and, of course, that fueled speculation further. after all, there is an election coming up. fast forward to two weeks ago. california reported first-time claims of 44,984. in unusually low number, and so low it drags down the overall national figure to the lowest level in four years. our very own peter barnes dug into these questions will numbers and found california has held back claims to make the data looked better than it was. the state baulked at the reporting and aak for a retraction. we did not give them one. today with the reporting of first-time filings, we find that in fact california has a sudden jump in claims. 60 percent jump in first-time weekly claims to 71,919. curiouser and curiouser. now we find some states,

including california are on a different quarterly data reporting schedules and others. no, that has got to be it. unemployment claims rise of the beginning of the quarters and fall at the end routinely. last week's numbers were lower because they came at the end of the quarter. that is what the experts would like you to believe. here is what i say. if you cannot run a $15 trillion economy with that information. the people who take the risks, start companies, hire people, made goods, services, they require that the government information be informative and accurate. if you don't like the high jobless rate to monday did you like, but don't blame the private sector because the numbers are adding up. if they take the risk and loose, remember, it's their money that is lost. coming next, the fed is sticking with current policy to fix the struggling economy. they may be doing more harm than good. and american business leaders are sounding the alarm in our luggage deficit writing letters to congress saying the time is

now to bring real reform. we'll have the details. ♪ from investing for the first time... to investing with knowledge. the potential of td ameritrade unlocked. nyse euronext. unlocking the world's potential. to a world of super-connected intelligence. the potential of freescale unlocked. nyse euronext. unlocking the world's potential.

you see us, at the start of the day. on the company phone list that's a few names longer. you see us bank on busier highways. on once empty fields. everyday you see all the ways all of us at us bank are helping grow our economy.

lending more so companies and , grow stronger and get back to work. everyday you see all of us serving you, around the country, around the corner. us bank. -- we are going to join in this movement to say to washington d.c., look, you have to put your fiscal house in order. guess who else is stepping forward?

mike -- michael del. take a listen. >> also clear that there is no way that any government or organization can spend more money than it takes in over long time. >> bernie sanders. take a listen. here's what he's saying in reaction to these numbers, the leaders who caused the terrible recession are no the lecturing the iraqi people to deal with the nation's finances and goes on to say before telling us why we should cut social security and medicare and other vitally important programs the ceos might want to take a hard look at their responsibility for causing the deficit in this terrible recession. gerri: come on, really? these are problems that had been building for decades. >> they have been building. and the question is, will this be treated like the president's job council? in other words, ignored so that the issue is, what will make

congress acts? i think uni, we were just talking about this during the break. i mean, will it be a sudden surge of? an outbreak. gerri: how many ceos do you need to sign a letter? is that even a part of the equation? >> it will be a crisis or a sudden surge because when you talk to people in congress, listen to what the voters say, not what ceos say. if the voters are upset day of act. if they're not called on them may not respond. gerri: use it is going to take a crisis. i think we have one. >> we could be heading for one, yes. gerri: all right. thank you for coming on. rick to have you want. >> same year. gerri: we want to now what you think. how many ceos have to write a letter before congress fixes the fiscal cliff? eighty, 100 to 1,000? does it matter. log on to gerriwillis.com and on the right-hand side of the screen and all share the results of the end of the show.

meanwhile, low interest rates may be helping borrowers with -- but they are hurting lenses. banks taking a big hit. just yesterday the fed said rates will mean an chaste until mid 2015. fred k. joins me now, director of research at senior equity strategist for the miss the big firm of keep -- keith bullion and whites. welcome to the show. talk to me for a second about what is going on with bank earnings in the face of these low rates? >> great to be on. there are good things and bad things we saw. banks are still doing pretty well, over 65 percent are beating estimates, but the outlook is very difficult because they're beating estimates because credit is getting better and mortgage banking is good. if you look out for this yield curve that the fed is engineering is pushing down rates to such a low level that the spread that banks earn between deposits and loans is just getting crushed. ggrri: you know, you look at what the fed is doing in their conversation yesterday.

it's all about q e. three. some insight -- plot -- some information that we will put the pedal to the metal as much as we can. is that ultimately good news? >> only somewhat. the problem is they absolutely have their pedal to the metal on monetary policy to try to get things going. that is getting banks to lend. on the other hand, their foot is on the break in terms of regulatory oversight of the banks. they so much to what the financial crisis to happen again they have cut down on the lending that the banks can do. gerri: you bring up a good point, one of the unintended impact some consequences of dodd-frank. it is really cutting banks' lending just coming needed most. so desperately -- it's just not until the banks start opening up those lending spigot. what is it going to take? >> mostly time and a better housing market, but it is a bit of a catch-22. i agree because the challenge the banks have today is that while the rates are low, a

borrower should be borrowing, such a regulatory push to not let that happen again that it is just very difficult to get loans to people who may be a little bbt risky but are the ones that will drive the economy. gerri: we have a long way to go. the fed suing bank of america, wanted your take on this for fraud that occurred years ago. again to my worry is that the unintended consequences of this, again, will be that banks will not want to lend because they are afraid they will break some rule somewhere. they make it more and more difficult for people to get loans. what do you make of this? >> it is absolutely true, and one of the things that has been interesting, the fed's buying mortgage bonds, but that is not %-consumers.ortgage rates for to what consumers are paying for mortgages and mortgage bonds are record levels because that lending is constrained because lenders -- lenders are so concerned. they are keeping rates high because they're is a constraint on the ability to learn. bank of america is a great

example of that. gerri: thank you for coming on. come back any time. pleasure. all that brings us to tonight's top five. the best banks of 2012. yes, there is a list. rankings based on fees, interest rates, and perks awarded to high-balance customers. number five, this regional bank has 750 branches in six states and offers steerage checking options, something for everybody, but it does have a high $3 non-bank at&t. number four, first citizens. eighteen states, and a checking account fees. however, first citizens does not offer on-line banking. number three, huntington with branches in six states and offers free checking accounts as well as perks for those with high balances. number two, td. pretty happy about this. gets points for having the best tight balance accounts, plus you pay no out of network atm fees and you get of limited reimbursements for fees from

other banks. that's pretty good. the number one best think of 2012 is u.s. bank, the best for basic checking with so many of us, as well as student and senior checking accounts. the fourth largest bank in the country waves monthly checking account fees with the relatively low direct deposits, plus there are no out of network at&t's here either. get list. corporate earnings weighing in the market. we'll have the latest. california voters face automatic budget cuts impact in schools if they fail to pass governor brown's tax increase. reaction from sacramento coming up next. bob...

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gerri: political blackmail in the golden state where california governor jerry brown laid down just two options in his controversy about measure known as prop. 34. you either coughed up your fair share and higher taxes or you will thrash funding to education and kent weeks of school years. >> the messages it is money into the schools or money out of the schools. this is third grade arithmetic. gerri: now residents have another option on the table, but will tax motors be satisfied with a solution? dan walters, political columnist for the sacramento day joins me now with the latest. welcome to the show. great to have you.

let's break down the governor's plan in more detail, talking about the rates, particularly on the wwalthy. >> he would raise the state sales tax by a quarter of a percent, raise about a billion dollars a year and then raise the income-tax rates on high-income, basically the one presenters at the top of the income pyramid. and it 1%, 2%, or 3 percent and raise another $5 billion a year. temporary taxes, sales tax for four years in income tax for seven years. gerri: keeping in mind, the income-tax on top of the federal income tax. i don't know why people live in california. the taxes are out of control. now, approval of his plan tanking like a stone, not so surprising. below 50%. is this thing going to go to the feet? what is going to happen? >> i would say the most likely thing is it will go down. losing ground steadily over the

last several weeks. the more the governor campaigns read the worse it does. it is now to 40% in 1 poll, 46 percent in another new poll. the direction is downward, and he knows it. you can tell by the body language. he knows he is in big trouble. gerri: he said, simple, money into education, money out of education. so simple. a sixth grader can understand it, but people are after questioning whether the money will go education and not. what do you believe? >> actually, if passed some of the money would have to get education because of the state constitution, but not all that. and even the money that would go to education really wouldn't go to them immediately, it would be put on to a reserve account. it is so complicated you can't even begin to explain it. so complicated only three people in the whole state even profess to understand how it works, and they don't agree. some money would go to schools, but not necessarily immediately.

most or at least half would go to other services to try to close the state budget deficit. gerri: and you have a big problem there. how should this problem be solved? to you have a better idea? >> i think it is a dangerous kind of proposal because it puts -- it makes us even more dependent on high-income taxpayers, how well they're doing in the stock market. already very dependent on those in california and this would make us even more dependent which means we are dependent on their incomes would go up and down like a yo-yo. you need more stability in state finance, probably need to actually brought now the state income tax and make it less dependent on a few wealthy people, but that is not a very popular thing to do. gerri: i think it is not a popular thing to do. police say that the governor faugh is a lot like former governor arnold schwarzenegger. in one way to max. >> well, schwarzenegger had a3 bunch of ballot measures. he's trying to make it personal. his personal crusade.

and so his popularity plays a lot into this tax measure. basically the polls show that his tax measure stands at about the same level as his approval rating which is something around 45%, and it is not 50 percent, not 51%, about 45%. the tax measure is 45%. by making it personal he kind of diluted his message that it was about the schools in eight has become something about jerry brown, the school's. gerri: you know, when you look at the tax rate in california, income-tax, over 9%. stay sales income-tax seven in the quarter. the burden in that state is so heavy. how can the economy succeed? how can california get companies to move their win the burden is so heavy? >> well, it's an argument. how can we get the investment capitol we need to put 2 million people who are unemployed back

on apparel if we have such a high-tech civil, a very dense regulatory structure, and this would obviously put more on top. it would go up to 13% for those of the very highest brackets because there is another 1 percent on top of that that was put on about eight years ago. so it actually -- the top marginal rate in california would be 133% 56 on top of what you're paying for the fed. thank you for coming on. great job. fascinating story. we have to wait and see what california voters to. thank you. still to come, my "2 cents more" and earning season is turning out to be anything but merry. more than half of companies reporting they are missing a tumpline forecast. what it means to you and your money coming up next. ♪

♪ gerri: apple stock halted after the world's biggest company reportt disappointing earnings. my next guest gives his outlook. ♪

♪ gerri: in focus tonight, the shaky earnings season we are in. not so good news for apple. fourth quarter earnings falling short of wall street expectations. apple, as you know, released its ipad mini earlier this week. the tech giant b revenue expectations at 36 billion, but so far this season in the s&p 500 companies are coming up short. he with more, chief market analyst for john thomas

financial. i want to start with apple. this is a company that everybody likes to believe in, but they are very good at managing expectations. what went wrong here? >> i'm not sure that that much went wrong. they may have some supply problems, but to me what is the biggest problem with the stock is i think you just said it. everybody likes apple, and at a point you get a stock that is over owned. institutions all on it, so if you didn't own apple, throughout all the big news this year, the big run-up to $700, as an investor, what were you waiting for? >> suspect is down. you know how wall street works. the company sort of lets people know what to expect out of an early season. there is a dialogue that goes on becomes very clear to the analysts following the company what you think the expectation is in that is what your report in the market likes the fact that there were no ugly surprises and your stock goes

up. this did not happen. >> then missed by $0.8. it would appear they have supply problems, having a tough time getting as much as they have orders for, so we will see in the coming quarters they can fix that. gerri: you know, they have so many new products to many of, you have to take the next quarter will be a bang of quarter and they will do much better. >> you would like to think so, but there will be tremendous competition. i think a lot of people are going to want to see how the microsoft tablet is going to be accepted. if that is the dead then apple is going to have clear sailing on their tablets and they're still going to have all the phone business. i think the stock will recover, but if the competition, you have all these. gerri: everybody has one. even toys r us as a tablet. your problem is, who is going to win? let's go back to the earnings season because we have a lot of companies that are missing. kugel, ge, ibm, a caterpillar.

the list goes on and on. i think the key here that a lot of people not paying attention to is missing on the topline, the revenues are not there. so 60 percent of s&p 500 companies are missing revenue estimates. what do you make of that? >> it's bad. it's bad. the companies that you just named are all global bellwethers , companies with footprints around the world in multiple different industries, so it is not like you can point to any one industry. materials as been worse than others, but just a general global demand is not great, and that's a bad thing. gerri: that tells us that the economy itself is not doing that well. >> the economy itself. gerri: a lot of worry up there about whether the u.s. can grow at any substantial rate as the rest of the world economies go downhill. what do you say? >> that is very obvious. you can't buck a huge trend. the united states is not any longer stand on its own economically. this is not the 1950's and

1960's. gerri: it does not have to be that way. i truly believe we are still the world's biggest economy with 5% of the population. still an economic giant, and we still can be if we choose to be in but the right rules in place. >> if we put the right rules in place, if we put all right leaders in place. price said the last of was on a package make the case for a super bull market starting not that far down the road, but we have to put the right rules in place, have the right policies. that is why relative to the election i'm very much in support of romney because i think he is, number one, the economy and number one of that is energy policy. i think president obama has proven he has the wrong energy policy. gerri: why is energy the key? when you look to both of their plans for growing the economy, what you find is that becoming energy independent is point number one or two depending on which can to your liking anthem. >> first of all, i think people don't believe mr. obama that

that really is his agenda. his agenda has been -- for example. gerri: that's true. why is energy so important? >> is the lifeblood of everything that we do. if we get the cheapest energy cost year we have tremendous labor, the greatest work force in the world. companies from all around the world will put factories here. it will start opening businesses on top of which our own entrepreneurs will, with new leaders that is not anti business decide that they want to get back in the game. right now there are so many who are out of the game. small business job creation, small business creation at the lowest level in 30 years. gerri: we have to do better. thank you for coming none. >> you're very welcome. gerri: thank you. in tonight's tech connect, apple who? is the message microsoft is trying to send as it kicked off a campaign tonight for its newest operating system. windows eight, and its surface tablet computer.

the device goes on sale tomorrow as well computers and other tablets running windows eight. one factor that might dampen enthusiasm, it costs some $600 will only be available in a small number of stores and online. plus, the launch comes days after fifth apple unveiled its ipad mini. amazon and barnes and noble are coming ellis larger versions. lots of competition. as for windows eight, the industry dominant operating system, many analysts and unexpected is necessary to upgrade. half business users still have not upgraded to windows seven. we will be right back with my "2 cents more" in the answer to our question of the day. how many ceos have to write a letter before congress sticks to the fiscal cliff? 800, 100, thousand, or does it matter? stay with us. ♪ [ male announcer ] at scottrade, we believe the moreou know, the better you trade. so we have ongoing webinars and interactive learning,

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gerri: ceos of more than 80 major companies, including goldman, gp, and boeing joining forces to pressure congress to fix the fiscal cliff. the call for tax reform, spending cuts, but will congress really listen? how many ceos have to write letters for that to happen? here is what some of you are tweeting and posting. one of your rights, hey, it doesn't matter to the clouds in d.c. they get elected into as the west -- wish once in office. they're only worried about themselves and their own self-interest. since when did they care about the people they represent? to. we also asked don gerriwillis.com. 2 percent said 80 percent. two-person said 100 cuts and percent said 1,000. 80 percent said it just does not matter. log on for our on-line question every take. and here are some of your e-mails. now it is hillary clinton's fault about the libyan incident? once again obama is the blame

passed on. someday he will accept responsibility for his administration. then things don't fly, today? and dan right to my really got a laugh watching that chicken tracking segment. we can require chickens to have ideas, but we cannot require voters to have photo id. do we have any politicians with common sense? that question is easy to answer. i love hearing from you. send me an e-mail. gerri@foxbusiness.com. and finally the, we all have to make some sacrifices. and president obama, well, is he doing just that? the president has not played golf in 81 days. that is nearly three whole months. he apparently has a grueling schedule of campaigning that is too much for him. according to the blog, since inauguration day obama has found time to play golf more than 100 times. well, he should not worry too much about hs